Need To REFI? Did you know there is help out there...

I am talking to homeowners everyday who are looking for ways to cut the costs on their housing to help with overall household expenses. This is a reminder. Under the Obama "Home affordable" program, homeowners with mortgages that are owned by Freddie Mac or Fannie Mae, may be eligible for refinances which will allow the mortgage to go as high as 125% of current value. So, if you are interested in refinancing but are concerned about the current value of your home, please holler!

Sample Rates (current rates are around all time lows again)

Conventional conforming 30 year fixed 4.0%
FHA 30 year fixed, conforming loan amount 4.25%
FHA 5 year ARM 2.875%

As you can see, very low........